Market Overview
Home Prices in Bear Valley, CA
The median home value in Bear Valley, CA is $460,242 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bear Valley are priced12% above average.
Over the past five years, Bear Valley home values have risen by approximately12.9%, reflecting steady appreciation in this market.
Price History
Bear Valley Home Price Trend
2020
$334,688
$335K
—
2021
$407,482
$407K
+21.7%
2022
$469,707
$470K
+15.3%
2023
$457,427
$457K
-2.6%
2024
$445,735
$446K
-2.6%
2025
$465,063
$465K
+4.3%
2026
$460,242
$460K
-1.0%
City Comparison
Bear Valley vs. National Median
🏠 Bear Valley
$460,242
National Median
$410,000
At $460,242, homes in Bear Valley cost 12% above the national median of $410,000. Buyers in Bear Valley should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bear Valley?
20% Down Payment
$92,048
on $460,242
Monthly P&I
$2,400/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,048/mo
incl. taxes & insurance
Income Needed
$121,920
gross annual (30% rule)
10% Down Option
$46,024
+ PMI applies
Loan Amount (20% dn)
$368,194
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bear Valley, CA?
The median home value in Bear Valley is $460,242 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Bear Valley?
Over the past year, home values in Bear Valley have decreased by 1%. Over five years, prices have risen approximately 12.9%.
How much do I need to earn to buy a home in Bear Valley?
To comfortably afford the median home price of $460,242 with a 20% down payment ($92,048) at today's rates (6.8%), you'd need a gross annual income of approximately $121,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Bear Valley compare to the national average home price?
The national median home value is approximately $410,000. At $460,242, homes in Bear Valley are 12% above the national average.