Market Overview
Home Prices in Ben Lomond, CA
The median home value in Ben Lomond, CA is $936,511 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ben Lomond are priced128% above average. Ben Lomond is part of the Santa Cruz-Watsonville, CA metro area.
Over the past five years, Ben Lomond home values have risen by approximately8.5%, reflecting steady appreciation in this market.
Price History
Ben Lomond Home Price Trend
City Comparison
Ben Lomond vs. National Median
At $936,511, homes in Ben Lomond cost 128% above the national median of $410,000. Buyers in Ben Lomond should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ben Lomond?
20% Down Payment
$187,302
on $936,511
Monthly P&I
$4,884/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,203/mo
incl. taxes & insurance
Income Needed
$248,120
gross annual (30% rule)
10% Down Option
$93,651
+ PMI applies
Loan Amount (20% dn)
$749,209
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ben Lomond, CA?
The median home value in Ben Lomond is $936,511 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Ben Lomond?
Over the past year, home values in Ben Lomond have increased by 3.6%. Over five years, prices have risen approximately 8.5%.
How much do I need to earn to buy a home in Ben Lomond?
To comfortably afford the median home price of $936,511 with a 20% down payment ($187,302) at today's rates (6.8%), you'd need a gross annual income of approximately $248,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Ben Lomond compare to the national average home price?
The national median home value is approximately $410,000. At $936,511, homes in Ben Lomond are 128% above the national average.
What metro area is Ben Lomond part of?
Ben Lomond is part of the Santa Cruz-Watsonville, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.