📍 Big Bear Lake, CA · Zillow ZHVI · July 2026

Average Home Price in
Big Bear Lake, CA

Riverside-San Bernardino-Ontario, CA metro area · San Bernardino County County

Median Home Value
$548,833
↓ 4.5% year-over-year
vs. National Median
$410,000
Big Bear Lake is 34% above
Est. Monthly Payment
$2,862/mo
20% down · 6.8% rate
Income Needed
$145K
gross annual (30% rule)
Median Home Value
$548,833
↓ 4.5% year-over-year

Down Payment (20%)$109,767
Monthly P&I$2,862/mo
With Taxes & Ins.~$3,635/mo
Income Needed$145,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Big Bear Lake, CA

The median home value in Big Bear Lake, CA is $548,833 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.5% compared to a year ago and down 4.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Big Bear Lake are priced34% above average. Big Bear Lake is part of the Riverside-San Bernardino-Ontario, CA metro area.

Over the past five years, Big Bear Lake home values have risen by approximately0.9%, reflecting modest growth in this market.

City Comparison

Big Bear Lake vs. National Median

🏠 Big Bear Lake
$548,833
National Median
$410,000

At $548,833, homes in Big Bear Lake cost 34% above the national median of $410,000. Buyers in Big Bear Lake should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Big Bear Lake?

20% Down Payment
$109,767
on $548,833
Monthly P&I
$2,862/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,635/mo
incl. taxes & insurance
Income Needed
$145,400
gross annual (30% rule)
10% Down Option
$54,883
+ PMI applies
Loan Amount (20% dn)
$439,066
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Big Bear Lake, CA?
The median home value in Big Bear Lake is $548,833 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.5% year-over-year.
How much have home prices changed in Big Bear Lake?
Over the past year, home values in Big Bear Lake have decreased by 4.5%. Over five years, prices have risen approximately 0.9%.
How much do I need to earn to buy a home in Big Bear Lake?
To comfortably afford the median home price of $548,833 with a 20% down payment ($109,767) at today's rates (6.8%), you'd need a gross annual income of approximately $145,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Big Bear Lake compare to the national average home price?
The national median home value is approximately $410,000. At $548,833, homes in Big Bear Lake are 34% above the national average.
What metro area is Big Bear Lake part of?
Big Bear Lake is part of the Riverside-San Bernardino-Ontario, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.