Market Overview
Home Prices in Bonsall, CA
The median home value in Bonsall, CA is $1,018,110 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bonsall are priced148% above average. Bonsall is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, Bonsall home values have risen by approximately21.9%, reflecting strong long-term appreciation in this market.
Price History
Bonsall Home Price Trend
City Comparison
Bonsall vs. National Median
At $1,018,110, homes in Bonsall cost 148% above the national median of $410,000. Buyers in Bonsall should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bonsall?
20% Down Payment
$203,622
on $1,018,110
Monthly P&I
$5,310/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,744/mo
incl. taxes & insurance
Income Needed
$269,760
gross annual (30% rule)
10% Down Option
$101,811
+ PMI applies
Loan Amount (20% dn)
$814,488
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bonsall, CA?
The median home value in Bonsall is $1,018,110 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Bonsall?
Over the past year, home values in Bonsall have decreased by 1%. Over five years, prices have risen approximately 21.9%.
How much do I need to earn to buy a home in Bonsall?
To comfortably afford the median home price of $1,018,110 with a 20% down payment ($203,622) at today's rates (6.8%), you'd need a gross annual income of approximately $269,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Bonsall compare to the national average home price?
The national median home value is approximately $410,000. At $1,018,110, homes in Bonsall are 148% above the national average.
What metro area is Bonsall part of?
Bonsall is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.