Market Overview
Home Prices in Borrego Springs, CA
The median home value in Borrego Springs, CA is $349,251 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.9% compared to a year ago and down 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Borrego Springs are priced15% below average. Borrego Springs is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, Borrego Springs home values have risen by approximately6.2%, reflecting steady appreciation in this market.
Price History
Borrego Springs Home Price Trend
City Comparison
Borrego Springs vs. National Median
At $349,251, homes in Borrego Springs cost 15% below the national median of $410,000. This makes Borrego Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Borrego Springs?
20% Down Payment
$69,850
on $349,251
Monthly P&I
$1,821/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,313/mo
incl. taxes & insurance
Income Needed
$92,520
gross annual (30% rule)
10% Down Option
$34,925
+ PMI applies
Loan Amount (20% dn)
$279,401
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Borrego Springs, CA?
The median home value in Borrego Springs is $349,251 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.9% year-over-year.
How much have home prices changed in Borrego Springs?
Over the past year, home values in Borrego Springs have decreased by 5.9%. Over five years, prices have risen approximately 6.2%.
How much do I need to earn to buy a home in Borrego Springs?
To comfortably afford the median home price of $349,251 with a 20% down payment ($69,850) at today's rates (6.8%), you'd need a gross annual income of approximately $92,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Borrego Springs compare to the national average home price?
The national median home value is approximately $410,000. At $349,251, homes in Borrego Springs are 15% below the national average.
What metro area is Borrego Springs part of?
Borrego Springs is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.