Market Overview
Home Prices in Boulder Creek, CA
The median home value in Boulder Creek, CA is $748,903 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and down 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Boulder Creek are priced83% above average. Boulder Creek is part of the Santa Cruz-Watsonville, CA metro area.
Over the past five years, Boulder Creek home values have fallen by approximately1.5%, reflecting softening conditions in this market.
Price History
Boulder Creek Home Price Trend
City Comparison
Boulder Creek vs. National Median
At $748,903, homes in Boulder Creek cost 83% above the national median of $410,000. Buyers in Boulder Creek should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Boulder Creek?
20% Down Payment
$149,781
on $748,903
Monthly P&I
$3,906/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,961/mo
incl. taxes & insurance
Income Needed
$198,440
gross annual (30% rule)
10% Down Option
$74,890
+ PMI applies
Loan Amount (20% dn)
$599,122
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Boulder Creek, CA?
The median home value in Boulder Creek is $748,903 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Boulder Creek?
Over the past year, home values in Boulder Creek have decreased by 0.4%. Over five years, prices have fallen approximately 1.5%.
How much do I need to earn to buy a home in Boulder Creek?
To comfortably afford the median home price of $748,903 with a 20% down payment ($149,781) at today's rates (6.8%), you'd need a gross annual income of approximately $198,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Boulder Creek compare to the national average home price?
The national median home value is approximately $410,000. At $748,903, homes in Boulder Creek are 83% above the national average.
What metro area is Boulder Creek part of?
Boulder Creek is part of the Santa Cruz-Watsonville, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.