Market Overview
Home Prices in Campo, CA
The median home value in Campo, CA is $505,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Campo are priced23% above average. Campo is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, Campo home values have risen by approximately19.1%, reflecting steady appreciation in this market.
Price History
Campo Home Price Trend
City Comparison
Campo vs. National Median
At $505,450, homes in Campo cost 23% above the national median of $410,000. Buyers in Campo should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Campo?
20% Down Payment
$101,090
on $505,450
Monthly P&I
$2,636/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,348/mo
incl. taxes & insurance
Income Needed
$133,920
gross annual (30% rule)
10% Down Option
$50,545
+ PMI applies
Loan Amount (20% dn)
$404,360
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Campo, CA?
The median home value in Campo is $505,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Campo?
Over the past year, home values in Campo have decreased by 0.5%. Over five years, prices have risen approximately 19.1%.
How much do I need to earn to buy a home in Campo?
To comfortably afford the median home price of $505,450 with a 20% down payment ($101,090) at today's rates (6.8%), you'd need a gross annual income of approximately $133,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Campo compare to the national average home price?
The national median home value is approximately $410,000. At $505,450, homes in Campo are 23% above the national average.
What metro area is Campo part of?
Campo is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.