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📍 Capay, CA · Zillow ZHVI · July 2026

Average Home Price in
Capay, CA

Sacramento-Roseville-Folsom, CA metro area · Yolo County County

Median Home Value
$741,168
↑ 2% year-over-year
vs. National Median
$410,000
Capay is 81% above
Est. Monthly Payment
$3,865/mo
20% down · 6.8% rate
Income Needed
$196K
gross annual (30% rule)
Median Home Value
$741,168
↑ 2% year-over-year
Down Payment (20%)$148,234
Monthly P&I$3,865/mo
With Taxes & Ins.~$4,909/mo
Income Needed$196,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Capay, CA

The median home value in Capay, CA is $741,168 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and down 6.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Capay are priced81% above average. Capay is part of the Sacramento-Roseville-Folsom, CA metro area.

City Comparison

Capay vs. National Median

🏠 Capay
$741,168
National Median
$410,000

At $741,168, homes in Capay cost 81% above the national median of $410,000. Buyers in Capay should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Capay?

20% Down Payment
$148,234
on $741,168
Monthly P&I
$3,865/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,909/mo
incl. taxes & insurance
Income Needed
$196,360
gross annual (30% rule)
10% Down Option
$74,117
+ PMI applies
Loan Amount (20% dn)
$592,934
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Capay, CA?
The median home value in Capay is $741,168 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Capay?
Over the past year, home values in Capay have increased by 2%.
How much do I need to earn to buy a home in Capay?
To comfortably afford the median home price of $741,168 with a 20% down payment ($148,234) at today's rates (6.8%), you'd need a gross annual income of approximately $196,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Capay compare to the national average home price?
The national median home value is approximately $410,000. At $741,168, homes in Capay are 81% above the national average.
What metro area is Capay part of?
Capay is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.