Market Overview
Home Prices in Castro Valley, CA
The median home value in Castro Valley, CA is $1,118,381 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and down 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Castro Valley are priced173% above average. Castro Valley is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Castro Valley home values have risen by approximately8.0%, reflecting steady appreciation in this market.
Price History
Castro Valley Home Price Trend
City Comparison
Castro Valley vs. National Median
At $1,118,381, homes in Castro Valley cost 173% above the national median of $410,000. Buyers in Castro Valley should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Castro Valley?
20% Down Payment
$223,676
on $1,118,381
Monthly P&I
$5,833/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,408/mo
incl. taxes & insurance
Income Needed
$296,320
gross annual (30% rule)
10% Down Option
$111,838
+ PMI applies
Loan Amount (20% dn)
$894,705
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Castro Valley, CA?
The median home value in Castro Valley is $1,118,381 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Castro Valley?
Over the past year, home values in Castro Valley have decreased by 1%. Over five years, prices have risen approximately 8.0%.
How much do I need to earn to buy a home in Castro Valley?
To comfortably afford the median home price of $1,118,381 with a 20% down payment ($223,676) at today's rates (6.8%), you'd need a gross annual income of approximately $296,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Castro Valley compare to the national average home price?
The national median home value is approximately $410,000. At $1,118,381, homes in Castro Valley are 173% above the national average.
What metro area is Castro Valley part of?
Castro Valley is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.