Market Overview
Home Prices in Cathedral City, CA
The median home value in Cathedral City, CA is $479,959 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.8% compared to a year ago and down 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cathedral City are priced17% above average. Cathedral City is part of the Riverside-San Bernardino-Ontario, CA metro area.
Over the past five years, Cathedral City home values have risen by approximately17.3%, reflecting steady appreciation in this market.
Price History
Cathedral City Home Price Trend
City Comparison
Cathedral City vs. National Median
At $479,959, homes in Cathedral City cost 17% above the national median of $410,000. Buyers in Cathedral City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cathedral City?
20% Down Payment
$95,992
on $479,959
Monthly P&I
$2,503/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,179/mo
incl. taxes & insurance
Income Needed
$127,160
gross annual (30% rule)
10% Down Option
$47,996
+ PMI applies
Loan Amount (20% dn)
$383,967
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cathedral City, CA?
The median home value in Cathedral City is $479,959 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.8% year-over-year.
How much have home prices changed in Cathedral City?
Over the past year, home values in Cathedral City have decreased by 3.8%. Over five years, prices have risen approximately 17.3%.
How much do I need to earn to buy a home in Cathedral City?
To comfortably afford the median home price of $479,959 with a 20% down payment ($95,992) at today's rates (6.8%), you'd need a gross annual income of approximately $127,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Cathedral City compare to the national average home price?
The national median home value is approximately $410,000. At $479,959, homes in Cathedral City are 17% above the national average.
What metro area is Cathedral City part of?
Cathedral City is part of the Riverside-San Bernardino-Ontario, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.