Market Overview
Home Prices in Ceres, CA
The median home value in Ceres, CA is $456,919 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ceres are priced11% above average. Ceres is part of the Modesto, CA metro area.
Over the past five years, Ceres home values have risen by approximately17.0%, reflecting steady appreciation in this market.
Price History
Ceres Home Price Trend
2020
$325,091
$325K
—
2021
$390,646
$391K
+20.2%
2022
$456,453
$456K
+16.8%
2023
$427,555
$428K
-6.3%
2024
$455,284
$455K
+6.5%
2025
$457,709
$458K
+0.5%
2026
$456,919
$457K
-0.2%
City Comparison
Ceres vs. National Median
🏠 Ceres
$456,919
National Median
$410,000
At $456,919, homes in Ceres cost 11% above the national median of $410,000. Buyers in Ceres should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ceres?
20% Down Payment
$91,384
on $456,919
Monthly P&I
$2,383/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,026/mo
incl. taxes & insurance
Income Needed
$121,040
gross annual (30% rule)
10% Down Option
$45,692
+ PMI applies
Loan Amount (20% dn)
$365,535
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ceres, CA?
The median home value in Ceres is $456,919 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Ceres?
Over the past year, home values in Ceres have decreased by 0.2%. Over five years, prices have risen approximately 17.0%.
How much do I need to earn to buy a home in Ceres?
To comfortably afford the median home price of $456,919 with a 20% down payment ($91,384) at today's rates (6.8%), you'd need a gross annual income of approximately $121,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Ceres compare to the national average home price?
The national median home value is approximately $410,000. At $456,919, homes in Ceres are 11% above the national average.
What metro area is Ceres part of?
Ceres is part of the Modesto, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.