Market Overview
Home Prices in Chester, CA
The median home value in Chester, CA is $376,056 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chester are priced8% below average.
Over the past five years, Chester home values have risen by approximately13.9%, reflecting steady appreciation in this market.
Price History
Chester Home Price Trend
2020
$275,146
$275K
—
2021
$330,128
$330K
+20.0%
2022
$383,184
$383K
+16.1%
2023
$373,253
$373K
-2.6%
2024
$377,017
$377K
+1.0%
2025
$377,599
$378K
+0.2%
2026
$376,056
$376K
-0.4%
City Comparison
Chester vs. National Median
🏠 Chester
$376,056
National Median
$410,000
At $376,056, homes in Chester cost 8% below the national median of $410,000. This makes Chester a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chester?
20% Down Payment
$75,211
on $376,056
Monthly P&I
$1,961/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,490/mo
incl. taxes & insurance
Income Needed
$99,600
gross annual (30% rule)
10% Down Option
$37,606
+ PMI applies
Loan Amount (20% dn)
$300,845
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chester, CA?
The median home value in Chester is $376,056 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Chester?
Over the past year, home values in Chester have decreased by 0.4%. Over five years, prices have risen approximately 13.9%.
How much do I need to earn to buy a home in Chester?
To comfortably afford the median home price of $376,056 with a 20% down payment ($75,211) at today's rates (6.8%), you'd need a gross annual income of approximately $99,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Chester compare to the national average home price?
The national median home value is approximately $410,000. At $376,056, homes in Chester are 8% below the national average.