📍 Chilcoot, CA · Zillow ZHVI · July 2026

Average Home Price in
Chilcoot, CA

Susanville, CA metro area · Plumas County County

Median Home Value
$284,866
↓ 1.7% year-over-year
vs. National Median
$410,000
Chilcoot is 31% below
Est. Monthly Payment
$1,486/mo
20% down · 6.8% rate
Income Needed
$75K
gross annual (30% rule)
Median Home Value
$284,866
↓ 1.7% year-over-year

Down Payment (20%)$56,973
Monthly P&I$1,486/mo
With Taxes & Ins.~$1,887/mo
Income Needed$75,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Chilcoot, CA

The median home value in Chilcoot, CA is $284,866 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and down 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Chilcoot are priced31% below average. Chilcoot is part of the Susanville, CA metro area.

Over the past five years, Chilcoot home values have fallen by approximately9.4%, reflecting softening conditions in this market.

City Comparison

Chilcoot vs. National Median

🏠 Chilcoot
$284,866
National Median
$410,000

At $284,866, homes in Chilcoot cost 31% below the national median of $410,000. This makes Chilcoot a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Chilcoot?

20% Down Payment
$56,973
on $284,866
Monthly P&I
$1,486/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,887/mo
incl. taxes & insurance
Income Needed
$75,480
gross annual (30% rule)
10% Down Option
$28,487
+ PMI applies
Loan Amount (20% dn)
$227,893
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Chilcoot, CA?
The median home value in Chilcoot is $284,866 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Chilcoot?
Over the past year, home values in Chilcoot have decreased by 1.7%. Over five years, prices have fallen approximately 9.4%.
How much do I need to earn to buy a home in Chilcoot?
To comfortably afford the median home price of $284,866 with a 20% down payment ($56,973) at today's rates (6.8%), you'd need a gross annual income of approximately $75,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Chilcoot compare to the national average home price?
The national median home value is approximately $410,000. At $284,866, homes in Chilcoot are 31% below the national average.
What metro area is Chilcoot part of?
Chilcoot is part of the Susanville, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.