Market Overview
Home Prices in Citrus Heights, CA
The median home value in Citrus Heights, CA is $478,999 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Citrus Heights are priced17% above average. Citrus Heights is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Citrus Heights home values have risen by approximately8.6%, reflecting steady appreciation in this market.
Price History
Citrus Heights Home Price Trend
City Comparison
Citrus Heights vs. National Median
At $478,999, homes in Citrus Heights cost 17% above the national median of $410,000. Buyers in Citrus Heights should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Citrus Heights?
20% Down Payment
$95,800
on $478,999
Monthly P&I
$2,498/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,172/mo
incl. taxes & insurance
Income Needed
$126,880
gross annual (30% rule)
10% Down Option
$47,900
+ PMI applies
Loan Amount (20% dn)
$383,199
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Citrus Heights, CA?
The median home value in Citrus Heights is $478,999 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Citrus Heights?
Over the past year, home values in Citrus Heights have decreased by 1.4%. Over five years, prices have risen approximately 8.6%.
How much do I need to earn to buy a home in Citrus Heights?
To comfortably afford the median home price of $478,999 with a 20% down payment ($95,800) at today's rates (6.8%), you'd need a gross annual income of approximately $126,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Citrus Heights compare to the national average home price?
The national median home value is approximately $410,000. At $478,999, homes in Citrus Heights are 17% above the national average.
What metro area is Citrus Heights part of?
Citrus Heights is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.