Market Overview
Home Prices in Clayton, CA
The median home value in Clayton, CA is $1,053,711 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and down 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clayton are priced157% above average. Clayton is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Clayton home values have risen by approximately5.8%, reflecting steady appreciation in this market.
Price History
Clayton Home Price Trend
City Comparison
Clayton vs. National Median
At $1,053,711, homes in Clayton cost 157% above the national median of $410,000. Buyers in Clayton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Clayton?
20% Down Payment
$210,742
on $1,053,711
Monthly P&I
$5,496/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,980/mo
incl. taxes & insurance
Income Needed
$279,200
gross annual (30% rule)
10% Down Option
$105,371
+ PMI applies
Loan Amount (20% dn)
$842,969
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clayton, CA?
The median home value in Clayton is $1,053,711 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Clayton?
Over the past year, home values in Clayton have decreased by 0.7%. Over five years, prices have risen approximately 5.8%.
How much do I need to earn to buy a home in Clayton?
To comfortably afford the median home price of $1,053,711 with a 20% down payment ($210,742) at today's rates (6.8%), you'd need a gross annual income of approximately $279,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Clayton compare to the national average home price?
The national median home value is approximately $410,000. At $1,053,711, homes in Clayton are 157% above the national average.
What metro area is Clayton part of?
Clayton is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.