Market Overview
Home Prices in Clearlake Oaks, CA
The median home value in Clearlake Oaks, CA is $257,786 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and down 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clearlake Oaks are priced37% below average. Clearlake Oaks is part of the Clearlake, CA metro area.
Over the past five years, Clearlake Oaks home values have fallen by approximately2.8%, reflecting softening conditions in this market.
Price History
Clearlake Oaks Home Price Trend
City Comparison
Clearlake Oaks vs. National Median
At $257,786, homes in Clearlake Oaks cost 37% below the national median of $410,000. This makes Clearlake Oaks a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clearlake Oaks?
20% Down Payment
$51,557
on $257,786
Monthly P&I
$1,344/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,707/mo
incl. taxes & insurance
Income Needed
$68,280
gross annual (30% rule)
10% Down Option
$25,779
+ PMI applies
Loan Amount (20% dn)
$206,229
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clearlake Oaks, CA?
The median home value in Clearlake Oaks is $257,786 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in Clearlake Oaks?
Over the past year, home values in Clearlake Oaks have decreased by 2.7%. Over five years, prices have fallen approximately 2.8%.
How much do I need to earn to buy a home in Clearlake Oaks?
To comfortably afford the median home price of $257,786 with a 20% down payment ($51,557) at today's rates (6.8%), you'd need a gross annual income of approximately $68,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Clearlake Oaks compare to the national average home price?
The national median home value is approximately $410,000. At $257,786, homes in Clearlake Oaks are 37% below the national average.
What metro area is Clearlake Oaks part of?
Clearlake Oaks is part of the Clearlake, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.