Market Overview
Home Prices in Clearlake, CA
The median home value in Clearlake, CA is $210,490 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.6% compared to a year ago and down 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clearlake are priced49% below average. Clearlake is part of the Clearlake, CA metro area.
Over the past five years, Clearlake home values have fallen by approximately5.7%, reflecting softening conditions in this market.
Price History
Clearlake Home Price Trend
City Comparison
Clearlake vs. National Median
At $210,490, homes in Clearlake cost 49% below the national median of $410,000. This makes Clearlake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clearlake?
20% Down Payment
$42,098
on $210,490
Monthly P&I
$1,098/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,394/mo
incl. taxes & insurance
Income Needed
$55,760
gross annual (30% rule)
10% Down Option
$21,049
+ PMI applies
Loan Amount (20% dn)
$168,392
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clearlake, CA?
The median home value in Clearlake is $210,490 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.6% year-over-year.
How much have home prices changed in Clearlake?
Over the past year, home values in Clearlake have decreased by 3.6%. Over five years, prices have fallen approximately 5.7%.
How much do I need to earn to buy a home in Clearlake?
To comfortably afford the median home price of $210,490 with a 20% down payment ($42,098) at today's rates (6.8%), you'd need a gross annual income of approximately $55,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Clearlake compare to the national average home price?
The national median home value is approximately $410,000. At $210,490, homes in Clearlake are 49% below the national average.
What metro area is Clearlake part of?
Clearlake is part of the Clearlake, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.