Market Overview
Home Prices in Concord, CA
The median home value in Concord, CA is $737,771 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.9% compared to a year ago and down 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Concord are priced80% above average. Concord is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Concord home values have fallen by approximately0.5%, reflecting softening conditions in this market.
Price History
Concord Home Price Trend
City Comparison
Concord vs. National Median
At $737,771, homes in Concord cost 80% above the national median of $410,000. Buyers in Concord should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Concord?
20% Down Payment
$147,554
on $737,771
Monthly P&I
$3,848/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,887/mo
incl. taxes & insurance
Income Needed
$195,480
gross annual (30% rule)
10% Down Option
$73,777
+ PMI applies
Loan Amount (20% dn)
$590,217
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Concord, CA?
The median home value in Concord is $737,771 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.9% year-over-year.
How much have home prices changed in Concord?
Over the past year, home values in Concord have decreased by 1.9%. Over five years, prices have fallen approximately 0.5%.
How much do I need to earn to buy a home in Concord?
To comfortably afford the median home price of $737,771 with a 20% down payment ($147,554) at today's rates (6.8%), you'd need a gross annual income of approximately $195,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Concord compare to the national average home price?
The national median home value is approximately $410,000. At $737,771, homes in Concord are 80% above the national average.
What metro area is Concord part of?
Concord is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.