Market Overview
Home Prices in Costa Mesa, CA
The median home value in Costa Mesa, CA is $1,427,922 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Costa Mesa are priced248% above average. Costa Mesa is part of the Los Angeles-Long Beach-Anaheim, CA metro area.
Over the past five years, Costa Mesa home values have risen by approximately45.2%, reflecting strong long-term appreciation in this market.
Price History
Costa Mesa Home Price Trend
City Comparison
Costa Mesa vs. National Median
At $1,427,922, homes in Costa Mesa cost 248% above the national median of $410,000. Buyers in Costa Mesa should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Costa Mesa?
20% Down Payment
$285,584
on $1,427,922
Monthly P&I
$7,447/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,458/mo
incl. taxes & insurance
Income Needed
$378,320
gross annual (30% rule)
10% Down Option
$142,792
+ PMI applies
Loan Amount (20% dn)
$1,142,338
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Costa Mesa, CA?
The median home value in Costa Mesa is $1,427,922 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Costa Mesa?
Over the past year, home values in Costa Mesa have increased by 5.2%. Over five years, prices have risen approximately 45.2%.
How much do I need to earn to buy a home in Costa Mesa?
To comfortably afford the median home price of $1,427,922 with a 20% down payment ($285,584) at today's rates (6.8%), you'd need a gross annual income of approximately $378,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Costa Mesa compare to the national average home price?
The national median home value is approximately $410,000. At $1,427,922, homes in Costa Mesa are 248% above the national average.
What metro area is Costa Mesa part of?
Costa Mesa is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.