Market Overview
Home Prices in Cupertino, CA
The median home value in Cupertino, CA is $3,065,443 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cupertino are priced648% above average. Cupertino is part of the San Jose-Sunnyvale-Santa Clara, CA metro area.
Over the past five years, Cupertino home values have risen by approximately30.0%, reflecting strong long-term appreciation in this market.
Price History
Cupertino Home Price Trend
City Comparison
Cupertino vs. National Median
At $3,065,443, homes in Cupertino cost 648% above the national median of $410,000. Buyers in Cupertino should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cupertino?
20% Down Payment
$613,089
on $3,065,443
Monthly P&I
$15,988/mo
30-yr @ 6.8%
Total Monthly Est.
~$20,305/mo
incl. taxes & insurance
Income Needed
$812,200
gross annual (30% rule)
10% Down Option
$306,544
+ PMI applies
Loan Amount (20% dn)
$2,452,354
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cupertino, CA?
The median home value in Cupertino is $3,065,443 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Cupertino?
Over the past year, home values in Cupertino have increased by 2.7%. Over five years, prices have risen approximately 30.0%.
How much do I need to earn to buy a home in Cupertino?
To comfortably afford the median home price of $3,065,443 with a 20% down payment ($613,089) at today's rates (6.8%), you'd need a gross annual income of approximately $812,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Cupertino compare to the national average home price?
The national median home value is approximately $410,000. At $3,065,443, homes in Cupertino are 648% above the national average.
What metro area is Cupertino part of?
Cupertino is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.