Market Overview
Home Prices in Cutler, CA
The median home value in Cutler, CA is $282,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cutler are priced31% below average. Cutler is part of the Visalia, CA metro area.
Over the past five years, Cutler home values have risen by approximately17.8%, reflecting steady appreciation in this market.
Price History
Cutler Home Price Trend
2020
$215,658
$216K
—
2021
$239,786
$240K
+11.2%
2022
$271,759
$272K
+13.3%
2023
$277,926
$278K
+2.3%
2024
$288,658
$289K
+3.9%
2025
$285,790
$286K
-1.0%
2026
$282,432
$282K
-1.2%
City Comparison
Cutler vs. National Median
🏠 Cutler
$282,432
National Median
$410,000
At $282,432, homes in Cutler cost 31% below the national median of $410,000. This makes Cutler a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cutler?
20% Down Payment
$56,486
on $282,432
Monthly P&I
$1,473/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,871/mo
incl. taxes & insurance
Income Needed
$74,840
gross annual (30% rule)
10% Down Option
$28,243
+ PMI applies
Loan Amount (20% dn)
$225,946
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cutler, CA?
The median home value in Cutler is $282,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Cutler?
Over the past year, home values in Cutler have decreased by 1.2%. Over five years, prices have risen approximately 17.8%.
How much do I need to earn to buy a home in Cutler?
To comfortably afford the median home price of $282,432 with a 20% down payment ($56,486) at today's rates (6.8%), you'd need a gross annual income of approximately $74,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Cutler compare to the national average home price?
The national median home value is approximately $410,000. At $282,432, homes in Cutler are 31% below the national average.
What metro area is Cutler part of?
Cutler is part of the Visalia, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.