Market Overview
Home Prices in Daly City, CA
The median home value in Daly City, CA is $1,132,134 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Daly City are priced176% above average. Daly City is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Daly City home values have fallen by approximately0.1%, reflecting softening conditions in this market.
Price History
Daly City Home Price Trend
City Comparison
Daly City vs. National Median
At $1,132,134, homes in Daly City cost 176% above the national median of $410,000. Buyers in Daly City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Daly City?
20% Down Payment
$226,427
on $1,132,134
Monthly P&I
$5,905/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,499/mo
incl. taxes & insurance
Income Needed
$299,960
gross annual (30% rule)
10% Down Option
$113,213
+ PMI applies
Loan Amount (20% dn)
$905,707
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Daly City, CA?
The median home value in Daly City is $1,132,134 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Daly City?
Over the past year, home values in Daly City have increased by 1.6%. Over five years, prices have fallen approximately 0.1%.
How much do I need to earn to buy a home in Daly City?
To comfortably afford the median home price of $1,132,134 with a 20% down payment ($226,427) at today's rates (6.8%), you'd need a gross annual income of approximately $299,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Daly City compare to the national average home price?
The national median home value is approximately $410,000. At $1,132,134, homes in Daly City are 176% above the national average.
What metro area is Daly City part of?
Daly City is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.