Market Overview
Home Prices in Del Mar, CA
The median home value in Del Mar, CA is $3,831,646 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.2% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Del Mar are priced835% above average. Del Mar is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, Del Mar home values have risen by approximately35.2%, reflecting strong long-term appreciation in this market.
Price History
Del Mar Home Price Trend
City Comparison
Del Mar vs. National Median
At $3,831,646, homes in Del Mar cost 835% above the national median of $410,000. Buyers in Del Mar should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Del Mar?
20% Down Payment
$766,329
on $3,831,646
Monthly P&I
$19,984/mo
30-yr @ 6.8%
Total Monthly Est.
~$25,380/mo
incl. taxes & insurance
Income Needed
$1,015,200
gross annual (30% rule)
10% Down Option
$383,165
+ PMI applies
Loan Amount (20% dn)
$3,065,317
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Del Mar, CA?
The median home value in Del Mar is $3,831,646 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.2% year-over-year.
How much have home prices changed in Del Mar?
Over the past year, home values in Del Mar have increased by 7.2%. Over five years, prices have risen approximately 35.2%.
How much do I need to earn to buy a home in Del Mar?
To comfortably afford the median home price of $3,831,646 with a 20% down payment ($766,329) at today's rates (6.8%), you'd need a gross annual income of approximately $1,015,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Del Mar compare to the national average home price?
The national median home value is approximately $410,000. At $3,831,646, homes in Del Mar are 835% above the national average.
What metro area is Del Mar part of?
Del Mar is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.