Market Overview
Home Prices in Diamond Springs, CA
The median home value in Diamond Springs, CA is $445,330 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Diamond Springs are priced9% above average. Diamond Springs is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Diamond Springs home values have risen by approximately3.3%, reflecting modest growth in this market.
Price History
Diamond Springs Home Price Trend
City Comparison
Diamond Springs vs. National Median
At $445,330, homes in Diamond Springs cost 9% above the national median of $410,000. Buyers in Diamond Springs should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Diamond Springs?
20% Down Payment
$89,066
on $445,330
Monthly P&I
$2,323/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,950/mo
incl. taxes & insurance
Income Needed
$118,000
gross annual (30% rule)
10% Down Option
$44,533
+ PMI applies
Loan Amount (20% dn)
$356,264
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Diamond Springs, CA?
The median home value in Diamond Springs is $445,330 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Diamond Springs?
Over the past year, home values in Diamond Springs have decreased by 1%. Over five years, prices have risen approximately 3.3%.
How much do I need to earn to buy a home in Diamond Springs?
To comfortably afford the median home price of $445,330 with a 20% down payment ($89,066) at today's rates (6.8%), you'd need a gross annual income of approximately $118,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Diamond Springs compare to the national average home price?
The national median home value is approximately $410,000. At $445,330, homes in Diamond Springs are 9% above the national average.
What metro area is Diamond Springs part of?
Diamond Springs is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.