Market Overview
Home Prices in Discovery Bay, CA
The median home value in Discovery Bay, CA is $793,843 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and down 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Discovery Bay are priced94% above average. Discovery Bay is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Discovery Bay home values have risen by approximately1.5%, reflecting modest growth in this market.
Price History
Discovery Bay Home Price Trend
City Comparison
Discovery Bay vs. National Median
At $793,843, homes in Discovery Bay cost 94% above the national median of $410,000. Buyers in Discovery Bay should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Discovery Bay?
20% Down Payment
$158,769
on $793,843
Monthly P&I
$4,140/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,258/mo
incl. taxes & insurance
Income Needed
$210,320
gross annual (30% rule)
10% Down Option
$79,384
+ PMI applies
Loan Amount (20% dn)
$635,074
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Discovery Bay, CA?
The median home value in Discovery Bay is $793,843 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Discovery Bay?
Over the past year, home values in Discovery Bay have decreased by 2.5%. Over five years, prices have risen approximately 1.5%.
How much do I need to earn to buy a home in Discovery Bay?
To comfortably afford the median home price of $793,843 with a 20% down payment ($158,769) at today's rates (6.8%), you'd need a gross annual income of approximately $210,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Discovery Bay compare to the national average home price?
The national median home value is approximately $410,000. At $793,843, homes in Discovery Bay are 94% above the national average.
What metro area is Discovery Bay part of?
Discovery Bay is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.