Market Overview
Home Prices in Dunsmuir, CA
The median home value in Dunsmuir, CA is $242,647 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dunsmuir are priced41% below average.
Over the past five years, Dunsmuir home values have risen by approximately3.1%, reflecting modest growth in this market.
Price History
Dunsmuir Home Price Trend
2020
$195,935
$196K
—
2021
$235,434
$235K
+20.2%
2022
$270,090
$270K
+14.7%
2023
$262,145
$262K
-2.9%
2024
$253,074
$253K
-3.5%
2025
$241,091
$241K
-4.7%
2026
$242,647
$243K
+0.6%
City Comparison
Dunsmuir vs. National Median
🏠 Dunsmuir
$242,647
National Median
$410,000
At $242,647, homes in Dunsmuir cost 41% below the national median of $410,000. This makes Dunsmuir a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dunsmuir?
20% Down Payment
$48,529
on $242,647
Monthly P&I
$1,266/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,608/mo
incl. taxes & insurance
Income Needed
$64,320
gross annual (30% rule)
10% Down Option
$24,265
+ PMI applies
Loan Amount (20% dn)
$194,118
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dunsmuir, CA?
The median home value in Dunsmuir is $242,647 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Dunsmuir?
Over the past year, home values in Dunsmuir have increased by 0.6%. Over five years, prices have risen approximately 3.1%.
How much do I need to earn to buy a home in Dunsmuir?
To comfortably afford the median home price of $242,647 with a 20% down payment ($48,529) at today's rates (6.8%), you'd need a gross annual income of approximately $64,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Dunsmuir compare to the national average home price?
The national median home value is approximately $410,000. At $242,647, homes in Dunsmuir are 41% below the national average.