Market Overview
Home Prices in Durham, CA
The median home value in Durham, CA is $612,199 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Durham are priced49% above average. Durham is part of the Chico, CA metro area.
Over the past five years, Durham home values have risen by approximately1.9%, reflecting modest growth in this market.
Price History
Durham Home Price Trend
2020
$516,533
$517K
—
2021
$600,693
$601K
+16.3%
2022
$656,064
$656K
+9.2%
2023
$605,079
$605K
-7.8%
2024
$598,043
$598K
-1.2%
2025
$596,038
$596K
-0.3%
2026
$612,199
$612K
+2.7%
City Comparison
Durham vs. National Median
🏠 Durham
$612,199
National Median
$410,000
At $612,199, homes in Durham cost 49% above the national median of $410,000. Buyers in Durham should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Durham?
20% Down Payment
$122,440
on $612,199
Monthly P&I
$3,193/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,055/mo
incl. taxes & insurance
Income Needed
$162,200
gross annual (30% rule)
10% Down Option
$61,220
+ PMI applies
Loan Amount (20% dn)
$489,759
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Durham, CA?
The median home value in Durham is $612,199 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Durham?
Over the past year, home values in Durham have increased by 2.7%. Over five years, prices have risen approximately 1.9%.
How much do I need to earn to buy a home in Durham?
To comfortably afford the median home price of $612,199 with a 20% down payment ($122,440) at today's rates (6.8%), you'd need a gross annual income of approximately $162,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Durham compare to the national average home price?
The national median home value is approximately $410,000. At $612,199, homes in Durham are 49% above the national average.
What metro area is Durham part of?
Durham is part of the Chico, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.