Market Overview
Home Prices in Dutch Flat, CA
The median home value in Dutch Flat, CA is $387,226 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dutch Flat are priced6% below average. Dutch Flat is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Dutch Flat home values have risen by approximately3.8%, reflecting modest growth in this market.
Price History
Dutch Flat Home Price Trend
City Comparison
Dutch Flat vs. National Median
At $387,226, homes in Dutch Flat cost 6% below the national median of $410,000. This makes Dutch Flat a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dutch Flat?
20% Down Payment
$77,445
on $387,226
Monthly P&I
$2,020/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,565/mo
incl. taxes & insurance
Income Needed
$102,600
gross annual (30% rule)
10% Down Option
$38,723
+ PMI applies
Loan Amount (20% dn)
$309,781
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dutch Flat, CA?
The median home value in Dutch Flat is $387,226 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Dutch Flat?
Over the past year, home values in Dutch Flat have increased by 0.5%. Over five years, prices have risen approximately 3.8%.
How much do I need to earn to buy a home in Dutch Flat?
To comfortably afford the median home price of $387,226 with a 20% down payment ($77,445) at today's rates (6.8%), you'd need a gross annual income of approximately $102,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Dutch Flat compare to the national average home price?
The national median home value is approximately $410,000. At $387,226, homes in Dutch Flat are 6% below the national average.
What metro area is Dutch Flat part of?
Dutch Flat is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.