Market Overview
Home Prices in El Dorado Hills, CA
The median home value in El Dorado Hills, CA is $921,606 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in El Dorado Hills are priced125% above average. El Dorado Hills is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, El Dorado Hills home values have risen by approximately11.7%, reflecting steady appreciation in this market.
Price History
El Dorado Hills Home Price Trend
City Comparison
El Dorado Hills vs. National Median
At $921,606, homes in El Dorado Hills cost 125% above the national median of $410,000. Buyers in El Dorado Hills should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in El Dorado Hills?
20% Down Payment
$184,321
on $921,606
Monthly P&I
$4,807/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,105/mo
incl. taxes & insurance
Income Needed
$244,200
gross annual (30% rule)
10% Down Option
$92,161
+ PMI applies
Loan Amount (20% dn)
$737,285
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in El Dorado Hills, CA?
The median home value in El Dorado Hills is $921,606 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in El Dorado Hills?
Over the past year, home values in El Dorado Hills have decreased by 0.1%. Over five years, prices have risen approximately 11.7%.
How much do I need to earn to buy a home in El Dorado Hills?
To comfortably afford the median home price of $921,606 with a 20% down payment ($184,321) at today's rates (6.8%), you'd need a gross annual income of approximately $244,200. This assumes keeping total housing costs at or below 30% of gross income.
How does El Dorado Hills compare to the national average home price?
The national median home value is approximately $410,000. At $921,606, homes in El Dorado Hills are 125% above the national average.
What metro area is El Dorado Hills part of?
El Dorado Hills is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.