Market Overview
Home Prices in El Monte, CA
The median home value in El Monte, CA is $766,805 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in El Monte are priced87% above average. El Monte is part of the Los Angeles-Long Beach-Anaheim, CA metro area.
Over the past five years, El Monte home values have risen by approximately21.5%, reflecting strong long-term appreciation in this market.
Price History
El Monte Home Price Trend
City Comparison
El Monte vs. National Median
At $766,805, homes in El Monte cost 87% above the national median of $410,000. Buyers in El Monte should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in El Monte?
20% Down Payment
$153,361
on $766,805
Monthly P&I
$3,999/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,079/mo
incl. taxes & insurance
Income Needed
$203,160
gross annual (30% rule)
10% Down Option
$76,681
+ PMI applies
Loan Amount (20% dn)
$613,444
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in El Monte, CA?
The median home value in El Monte is $766,805 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in El Monte?
Over the past year, home values in El Monte have increased by 1.5%. Over five years, prices have risen approximately 21.5%.
How much do I need to earn to buy a home in El Monte?
To comfortably afford the median home price of $766,805 with a 20% down payment ($153,361) at today's rates (6.8%), you'd need a gross annual income of approximately $203,160. This assumes keeping total housing costs at or below 30% of gross income.
How does El Monte compare to the national average home price?
The national median home value is approximately $410,000. At $766,805, homes in El Monte are 87% above the national average.
What metro area is El Monte part of?
El Monte is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.