Market Overview
Home Prices in Emerald Lake Hills, CA
The median home value in Emerald Lake Hills, CA is $2,894,381 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Emerald Lake Hills are priced606% above average. Emerald Lake Hills is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Emerald Lake Hills home values have risen by approximately10.2%, reflecting steady appreciation in this market.
Price History
Emerald Lake Hills Home Price Trend
City Comparison
Emerald Lake Hills vs. National Median
At $2,894,381, homes in Emerald Lake Hills cost 606% above the national median of $410,000. Buyers in Emerald Lake Hills should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Emerald Lake Hills?
20% Down Payment
$578,876
on $2,894,381
Monthly P&I
$15,095/mo
30-yr @ 6.8%
Total Monthly Est.
~$19,171/mo
incl. taxes & insurance
Income Needed
$766,840
gross annual (30% rule)
10% Down Option
$289,438
+ PMI applies
Loan Amount (20% dn)
$2,315,505
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Emerald Lake Hills, CA?
The median home value in Emerald Lake Hills is $2,894,381 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Emerald Lake Hills?
Over the past year, home values in Emerald Lake Hills have increased by 3.4%. Over five years, prices have risen approximately 10.2%.
How much do I need to earn to buy a home in Emerald Lake Hills?
To comfortably afford the median home price of $2,894,381 with a 20% down payment ($578,876) at today's rates (6.8%), you'd need a gross annual income of approximately $766,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Emerald Lake Hills compare to the national average home price?
The national median home value is approximately $410,000. At $2,894,381, homes in Emerald Lake Hills are 606% above the national average.
What metro area is Emerald Lake Hills part of?
Emerald Lake Hills is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.