Market Overview
Home Prices in Esparto, CA
The median home value in Esparto, CA is $465,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and down 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Esparto are priced14% above average. Esparto is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Esparto home values have risen by approximately7.4%, reflecting steady appreciation in this market.
Price History
Esparto Home Price Trend
City Comparison
Esparto vs. National Median
At $465,468, homes in Esparto cost 14% above the national median of $410,000. Buyers in Esparto should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Esparto?
20% Down Payment
$93,094
on $465,468
Monthly P&I
$2,428/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,084/mo
incl. taxes & insurance
Income Needed
$123,360
gross annual (30% rule)
10% Down Option
$46,547
+ PMI applies
Loan Amount (20% dn)
$372,374
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Esparto, CA?
The median home value in Esparto is $465,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Esparto?
Over the past year, home values in Esparto have increased by 1.3%. Over five years, prices have risen approximately 7.4%.
How much do I need to earn to buy a home in Esparto?
To comfortably afford the median home price of $465,468 with a 20% down payment ($93,094) at today's rates (6.8%), you'd need a gross annual income of approximately $123,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Esparto compare to the national average home price?
The national median home value is approximately $410,000. At $465,468, homes in Esparto are 14% above the national average.
What metro area is Esparto part of?
Esparto is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.