Market Overview
Home Prices in Eureka, CA
The median home value in Eureka, CA is $415,534 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and down 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eureka are priced1% above average. Eureka is part of the Eureka-Arcata, CA metro area.
Over the past five years, Eureka home values have fallen by approximately3.4%, reflecting softening conditions in this market.
Price History
Eureka Home Price Trend
City Comparison
Eureka vs. National Median
At $415,534, homes in Eureka cost 1% above the national median of $410,000. Buyers in Eureka should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Eureka?
20% Down Payment
$83,107
on $415,534
Monthly P&I
$2,167/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,752/mo
incl. taxes & insurance
Income Needed
$110,080
gross annual (30% rule)
10% Down Option
$41,553
+ PMI applies
Loan Amount (20% dn)
$332,427
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eureka, CA?
The median home value in Eureka is $415,534 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Eureka?
Over the past year, home values in Eureka have decreased by 2.5%. Over five years, prices have fallen approximately 3.4%.
How much do I need to earn to buy a home in Eureka?
To comfortably afford the median home price of $415,534 with a 20% down payment ($83,107) at today's rates (6.8%), you'd need a gross annual income of approximately $110,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Eureka compare to the national average home price?
The national median home value is approximately $410,000. At $415,534, homes in Eureka are 1% above the national average.
What metro area is Eureka part of?
Eureka is part of the Eureka-Arcata, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.