Market Overview
Home Prices in Foster City, CA
The median home value in Foster City, CA is $1,876,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Foster City are priced358% above average. Foster City is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Foster City home values have risen by approximately11.4%, reflecting steady appreciation in this market.
Price History
Foster City Home Price Trend
City Comparison
Foster City vs. National Median
At $1,876,468, homes in Foster City cost 358% above the national median of $410,000. Buyers in Foster City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Foster City?
20% Down Payment
$375,294
on $1,876,468
Monthly P&I
$9,787/mo
30-yr @ 6.8%
Total Monthly Est.
~$12,429/mo
incl. taxes & insurance
Income Needed
$497,160
gross annual (30% rule)
10% Down Option
$187,647
+ PMI applies
Loan Amount (20% dn)
$1,501,174
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Foster City, CA?
The median home value in Foster City is $1,876,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Foster City?
Over the past year, home values in Foster City have increased by 0%. Over five years, prices have risen approximately 11.4%.
How much do I need to earn to buy a home in Foster City?
To comfortably afford the median home price of $1,876,468 with a 20% down payment ($375,294) at today's rates (6.8%), you'd need a gross annual income of approximately $497,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Foster City compare to the national average home price?
The national median home value is approximately $410,000. At $1,876,468, homes in Foster City are 358% above the national average.
What metro area is Foster City part of?
Foster City is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.