Market Overview
Home Prices in French Camp, CA
The median home value in French Camp, CA is $537,453 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and down 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in French Camp are priced31% above average. French Camp is part of the Stockton, CA metro area.
Over the past five years, French Camp home values have risen by approximately14.9%, reflecting steady appreciation in this market.
Price History
French Camp Home Price Trend
City Comparison
French Camp vs. National Median
At $537,453, homes in French Camp cost 31% above the national median of $410,000. Buyers in French Camp should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in French Camp?
20% Down Payment
$107,491
on $537,453
Monthly P&I
$2,803/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,560/mo
incl. taxes & insurance
Income Needed
$142,400
gross annual (30% rule)
10% Down Option
$53,745
+ PMI applies
Loan Amount (20% dn)
$429,962
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in French Camp, CA?
The median home value in French Camp is $537,453 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in French Camp?
Over the past year, home values in French Camp have increased by 2.7%. Over five years, prices have risen approximately 14.9%.
How much do I need to earn to buy a home in French Camp?
To comfortably afford the median home price of $537,453 with a 20% down payment ($107,491) at today's rates (6.8%), you'd need a gross annual income of approximately $142,400. This assumes keeping total housing costs at or below 30% of gross income.
How does French Camp compare to the national average home price?
The national median home value is approximately $410,000. At $537,453, homes in French Camp are 31% above the national average.
What metro area is French Camp part of?
French Camp is part of the Stockton, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.