Market Overview
Home Prices in Galt, CA
The median home value in Galt, CA is $538,638 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.6% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Galt are priced31% above average. Galt is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Galt home values have risen by approximately4.3%, reflecting modest growth in this market.
Price History
Galt Home Price Trend
City Comparison
Galt vs. National Median
At $538,638, homes in Galt cost 31% above the national median of $410,000. Buyers in Galt should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Galt?
20% Down Payment
$107,728
on $538,638
Monthly P&I
$2,809/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,567/mo
incl. taxes & insurance
Income Needed
$142,680
gross annual (30% rule)
10% Down Option
$53,864
+ PMI applies
Loan Amount (20% dn)
$430,910
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Galt, CA?
The median home value in Galt is $538,638 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.6% year-over-year.
How much have home prices changed in Galt?
Over the past year, home values in Galt have decreased by 1.6%. Over five years, prices have risen approximately 4.3%.
How much do I need to earn to buy a home in Galt?
To comfortably afford the median home price of $538,638 with a 20% down payment ($107,728) at today's rates (6.8%), you'd need a gross annual income of approximately $142,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Galt compare to the national average home price?
The national median home value is approximately $410,000. At $538,638, homes in Galt are 31% above the national average.
What metro area is Galt part of?
Galt is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.