Market Overview
Home Prices in Garden Acres, CA
The median home value in Garden Acres, CA is $369,114 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garden Acres are priced10% below average. Garden Acres is part of the Stockton, CA metro area.
Over the past five years, Garden Acres home values have risen by approximately4.9%, reflecting modest growth in this market.
Price History
Garden Acres Home Price Trend
City Comparison
Garden Acres vs. National Median
At $369,114, homes in Garden Acres cost 10% below the national median of $410,000. This makes Garden Acres a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Garden Acres?
20% Down Payment
$73,823
on $369,114
Monthly P&I
$1,925/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,445/mo
incl. taxes & insurance
Income Needed
$97,800
gross annual (30% rule)
10% Down Option
$36,911
+ PMI applies
Loan Amount (20% dn)
$295,291
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garden Acres, CA?
The median home value in Garden Acres is $369,114 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Garden Acres?
Over the past year, home values in Garden Acres have decreased by 2%. Over five years, prices have risen approximately 4.9%.
How much do I need to earn to buy a home in Garden Acres?
To comfortably afford the median home price of $369,114 with a 20% down payment ($73,823) at today's rates (6.8%), you'd need a gross annual income of approximately $97,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Garden Acres compare to the national average home price?
The national median home value is approximately $410,000. At $369,114, homes in Garden Acres are 10% below the national average.
What metro area is Garden Acres part of?
Garden Acres is part of the Stockton, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.