Market Overview
Home Prices in Grass Valley, CA
The median home value in Grass Valley, CA is $520,196 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Grass Valley are priced27% above average. Grass Valley is part of the Truckee-Grass Valley, CA metro area.
Over the past five years, Grass Valley home values have risen by approximately0.2%, reflecting modest growth in this market.
Price History
Grass Valley Home Price Trend
City Comparison
Grass Valley vs. National Median
At $520,196, homes in Grass Valley cost 27% above the national median of $410,000. Buyers in Grass Valley should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Grass Valley?
20% Down Payment
$104,039
on $520,196
Monthly P&I
$2,713/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,446/mo
incl. taxes & insurance
Income Needed
$137,840
gross annual (30% rule)
10% Down Option
$52,020
+ PMI applies
Loan Amount (20% dn)
$416,157
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Grass Valley, CA?
The median home value in Grass Valley is $520,196 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Grass Valley?
Over the past year, home values in Grass Valley have increased by 0.1%. Over five years, prices have risen approximately 0.2%.
How much do I need to earn to buy a home in Grass Valley?
To comfortably afford the median home price of $520,196 with a 20% down payment ($104,039) at today's rates (6.8%), you'd need a gross annual income of approximately $137,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Grass Valley compare to the national average home price?
The national median home value is approximately $410,000. At $520,196, homes in Grass Valley are 27% above the national average.
What metro area is Grass Valley part of?
Grass Valley is part of the Truckee-Grass Valley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.