Market Overview
Home Prices in Gridley, CA
The median home value in Gridley, CA is $353,612 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gridley are priced14% below average. Gridley is part of the Chico, CA metro area.
Over the past five years, Gridley home values have risen by approximately12.6%, reflecting steady appreciation in this market.
Price History
Gridley Home Price Trend
2020
$266,772
$267K
—
2021
$314,026
$314K
+17.7%
2022
$355,156
$355K
+13.1%
2023
$338,076
$338K
-4.8%
2024
$341,686
$342K
+1.1%
2025
$345,765
$346K
+1.2%
2026
$353,612
$354K
+2.3%
City Comparison
Gridley vs. National Median
🏠 Gridley
$353,612
National Median
$410,000
At $353,612, homes in Gridley cost 14% below the national median of $410,000. This makes Gridley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Gridley?
20% Down Payment
$70,722
on $353,612
Monthly P&I
$1,844/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,342/mo
incl. taxes & insurance
Income Needed
$93,680
gross annual (30% rule)
10% Down Option
$35,361
+ PMI applies
Loan Amount (20% dn)
$282,890
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gridley, CA?
The median home value in Gridley is $353,612 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Gridley?
Over the past year, home values in Gridley have increased by 2.3%. Over five years, prices have risen approximately 12.6%.
How much do I need to earn to buy a home in Gridley?
To comfortably afford the median home price of $353,612 with a 20% down payment ($70,722) at today's rates (6.8%), you'd need a gross annual income of approximately $93,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Gridley compare to the national average home price?
The national median home value is approximately $410,000. At $353,612, homes in Gridley are 14% below the national average.
What metro area is Gridley part of?
Gridley is part of the Chico, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.