Market Overview
Home Prices in Gustine, CA
The median home value in Gustine, CA is $424,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.2% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gustine are priced3% above average. Gustine is part of the Merced, CA metro area.
Over the past five years, Gustine home values have risen by approximately13.5%, reflecting steady appreciation in this market.
Price History
Gustine Home Price Trend
City Comparison
Gustine vs. National Median
At $424,165, homes in Gustine cost 3% above the national median of $410,000. Buyers in Gustine should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Gustine?
20% Down Payment
$84,833
on $424,165
Monthly P&I
$2,212/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,809/mo
incl. taxes & insurance
Income Needed
$112,360
gross annual (30% rule)
10% Down Option
$42,417
+ PMI applies
Loan Amount (20% dn)
$339,332
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gustine, CA?
The median home value in Gustine is $424,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.2% year-over-year.
How much have home prices changed in Gustine?
Over the past year, home values in Gustine have decreased by 2.2%. Over five years, prices have risen approximately 13.5%.
How much do I need to earn to buy a home in Gustine?
To comfortably afford the median home price of $424,165 with a 20% down payment ($84,833) at today's rates (6.8%), you'd need a gross annual income of approximately $112,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Gustine compare to the national average home price?
The national median home value is approximately $410,000. At $424,165, homes in Gustine are 3% above the national average.
What metro area is Gustine part of?
Gustine is part of the Merced, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.