Market Overview
Home Prices in Hamilton City, CA
The median home value in Hamilton City, CA is $299,481 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hamilton City are priced27% below average.
Over the past five years, Hamilton City home values have risen by approximately14.3%, reflecting steady appreciation in this market.
Price History
Hamilton City Home Price Trend
2020
$210,086
$210K
—
2021
$261,964
$262K
+24.7%
2022
$298,552
$299K
+14.0%
2023
$286,256
$286K
-4.1%
2024
$294,824
$295K
+3.0%
2025
$295,419
$295K
+0.2%
2026
$299,481
$299K
+1.4%
City Comparison
Hamilton City vs. National Median
🏠 Hamilton City
$299,481
National Median
$410,000
At $299,481, homes in Hamilton City cost 27% below the national median of $410,000. This makes Hamilton City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hamilton City?
20% Down Payment
$59,896
on $299,481
Monthly P&I
$1,562/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,984/mo
incl. taxes & insurance
Income Needed
$79,360
gross annual (30% rule)
10% Down Option
$29,948
+ PMI applies
Loan Amount (20% dn)
$239,585
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hamilton City, CA?
The median home value in Hamilton City is $299,481 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Hamilton City?
Over the past year, home values in Hamilton City have increased by 1.4%. Over five years, prices have risen approximately 14.3%.
How much do I need to earn to buy a home in Hamilton City?
To comfortably afford the median home price of $299,481 with a 20% down payment ($59,896) at today's rates (6.8%), you'd need a gross annual income of approximately $79,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Hamilton City compare to the national average home price?
The national median home value is approximately $410,000. At $299,481, homes in Hamilton City are 27% below the national average.