Market Overview
Home Prices in Happy Camp, CA
The median home value in Happy Camp, CA is $149,455 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.9% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Happy Camp are priced64% below average.
Over the past five years, Happy Camp home values have risen by approximately1.3%, reflecting modest growth in this market.
Price History
Happy Camp Home Price Trend
2020
$118,166
$118K
—
2021
$147,508
$148K
+24.8%
2022
$163,363
$163K
+10.7%
2023
$157,811
$158K
-3.4%
2024
$162,460
$162K
+2.9%
2025
$157,207
$157K
-3.2%
2026
$149,455
$149K
-4.9%
City Comparison
Happy Camp vs. National Median
🏠 Happy Camp
$149,455
National Median
$410,000
At $149,455, homes in Happy Camp cost 64% below the national median of $410,000. This makes Happy Camp a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Happy Camp?
20% Down Payment
$29,891
on $149,455
Monthly P&I
$779/mo
30-yr @ 6.8%
Total Monthly Est.
~$989/mo
incl. taxes & insurance
Income Needed
$39,560
gross annual (30% rule)
10% Down Option
$14,946
+ PMI applies
Loan Amount (20% dn)
$119,564
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Happy Camp, CA?
The median home value in Happy Camp is $149,455 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.9% year-over-year.
How much have home prices changed in Happy Camp?
Over the past year, home values in Happy Camp have decreased by 4.9%. Over five years, prices have risen approximately 1.3%.
How much do I need to earn to buy a home in Happy Camp?
To comfortably afford the median home price of $149,455 with a 20% down payment ($29,891) at today's rates (6.8%), you'd need a gross annual income of approximately $39,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Happy Camp compare to the national average home price?
The national median home value is approximately $410,000. At $149,455, homes in Happy Camp are 64% below the national average.