Market Overview
Home Prices in Hat Creek, CA
The median home value in Hat Creek, CA is $358,361 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hat Creek are priced13% below average. Hat Creek is part of the Redding, CA metro area.
Over the past five years, Hat Creek home values have risen by approximately4.0%, reflecting modest growth in this market.
Price History
Hat Creek Home Price Trend
City Comparison
Hat Creek vs. National Median
At $358,361, homes in Hat Creek cost 13% below the national median of $410,000. This makes Hat Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hat Creek?
20% Down Payment
$71,672
on $358,361
Monthly P&I
$1,869/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,374/mo
incl. taxes & insurance
Income Needed
$94,960
gross annual (30% rule)
10% Down Option
$35,836
+ PMI applies
Loan Amount (20% dn)
$286,689
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hat Creek, CA?
The median home value in Hat Creek is $358,361 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Hat Creek?
Over the past year, home values in Hat Creek have decreased by 0.2%. Over five years, prices have risen approximately 4.0%.
How much do I need to earn to buy a home in Hat Creek?
To comfortably afford the median home price of $358,361 with a 20% down payment ($71,672) at today's rates (6.8%), you'd need a gross annual income of approximately $94,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Hat Creek compare to the national average home price?
The national median home value is approximately $410,000. At $358,361, homes in Hat Creek are 13% below the national average.
What metro area is Hat Creek part of?
Hat Creek is part of the Redding, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.