📍 Hidden Valley Lake, CA · Zillow ZHVI · July 2026

Average Home Price in
Hidden Valley Lake, CA

Clearlake, CA metro area · Lake County County

Median Home Value
$370,035
↓ 2.3% year-over-year
vs. National Median
$410,000
Hidden Valley Lake is 10% below
Est. Monthly Payment
$1,930/mo
20% down · 6.8% rate
Income Needed
$98K
gross annual (30% rule)
Median Home Value
$370,035
↓ 2.3% year-over-year

Down Payment (20%)$74,007
Monthly P&I$1,930/mo
With Taxes & Ins.~$2,451/mo
Income Needed$98,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hidden Valley Lake, CA

The median home value in Hidden Valley Lake, CA is $370,035 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and down 2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hidden Valley Lake are priced10% below average. Hidden Valley Lake is part of the Clearlake, CA metro area.

Over the past five years, Hidden Valley Lake home values have fallen by approximately1.3%, reflecting softening conditions in this market.

City Comparison

Hidden Valley Lake vs. National Median

🏠 Hidden Valley Lake
$370,035
National Median
$410,000

At $370,035, homes in Hidden Valley Lake cost 10% below the national median of $410,000. This makes Hidden Valley Lake a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Hidden Valley Lake?

20% Down Payment
$74,007
on $370,035
Monthly P&I
$1,930/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,451/mo
incl. taxes & insurance
Income Needed
$98,040
gross annual (30% rule)
10% Down Option
$37,004
+ PMI applies
Loan Amount (20% dn)
$296,028
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hidden Valley Lake, CA?
The median home value in Hidden Valley Lake is $370,035 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Hidden Valley Lake?
Over the past year, home values in Hidden Valley Lake have decreased by 2.3%. Over five years, prices have fallen approximately 1.3%.
How much do I need to earn to buy a home in Hidden Valley Lake?
To comfortably afford the median home price of $370,035 with a 20% down payment ($74,007) at today's rates (6.8%), you'd need a gross annual income of approximately $98,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Hidden Valley Lake compare to the national average home price?
The national median home value is approximately $410,000. At $370,035, homes in Hidden Valley Lake are 10% below the national average.
What metro area is Hidden Valley Lake part of?
Hidden Valley Lake is part of the Clearlake, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.