📍 Hillsborough, CA · Zillow ZHVI · July 2026

Average Home Price in
Hillsborough, CA

San Francisco-Oakland-Berkeley, CA metro area · San Mateo County County

Median Home Value
$5,486,661
↑ 9.9% year-over-year
vs. National Median
$410,000
Hillsborough is 1238% above
Est. Monthly Payment
$28,615/mo
20% down · 6.8% rate
Income Needed
$1.45M
gross annual (30% rule)
Median Home Value
$5,486,661
↑ 9.9% year-over-year

Down Payment (20%)$1,097,332
Monthly P&I$28,615/mo
With Taxes & Ins.~$36,341/mo
Income Needed$1,453,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hillsborough, CA

The median home value in Hillsborough, CA is $5,486,661 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.9% compared to a year ago and up 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hillsborough are priced1238% above average. Hillsborough is part of the San Francisco-Oakland-Berkeley, CA metro area.

Over the past five years, Hillsborough home values have risen by approximately15.1%, reflecting steady appreciation in this market.

City Comparison

Hillsborough vs. National Median

🏠 Hillsborough
$5,486,661
National Median
$410,000

At $5,486,661, homes in Hillsborough cost 1238% above the national median of $410,000. Buyers in Hillsborough should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Hillsborough?

20% Down Payment
$1,097,332
on $5,486,661
Monthly P&I
$28,615/mo
30-yr @ 6.8%
Total Monthly Est.
~$36,341/mo
incl. taxes & insurance
Income Needed
$1,453,640
gross annual (30% rule)
10% Down Option
$548,666
+ PMI applies
Loan Amount (20% dn)
$4,389,329
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hillsborough, CA?
The median home value in Hillsborough is $5,486,661 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.9% year-over-year.
How much have home prices changed in Hillsborough?
Over the past year, home values in Hillsborough have increased by 9.9%. Over five years, prices have risen approximately 15.1%.
How much do I need to earn to buy a home in Hillsborough?
To comfortably afford the median home price of $5,486,661 with a 20% down payment ($1,097,332) at today's rates (6.8%), you'd need a gross annual income of approximately $1,453,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Hillsborough compare to the national average home price?
The national median home value is approximately $410,000. At $5,486,661, homes in Hillsborough are 1238% above the national average.
What metro area is Hillsborough part of?
Hillsborough is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.