Market Overview
Home Prices in Hilmar, CA
The median home value in Hilmar, CA is $485,183 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hilmar are priced18% above average. Hilmar is part of the Merced, CA metro area.
Over the past five years, Hilmar home values have risen by approximately12.9%, reflecting steady appreciation in this market.
Price History
Hilmar Home Price Trend
2020
$371,904
$372K
—
2021
$429,927
$430K
+15.6%
2022
$490,123
$490K
+14.0%
2023
$466,507
$467K
-4.8%
2024
$484,370
$484K
+3.8%
2025
$483,595
$484K
-0.2%
2026
$485,183
$485K
+0.3%
City Comparison
Hilmar vs. National Median
🏠 Hilmar
$485,183
National Median
$410,000
At $485,183, homes in Hilmar cost 18% above the national median of $410,000. Buyers in Hilmar should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hilmar?
20% Down Payment
$97,037
on $485,183
Monthly P&I
$2,530/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,213/mo
incl. taxes & insurance
Income Needed
$128,520
gross annual (30% rule)
10% Down Option
$48,518
+ PMI applies
Loan Amount (20% dn)
$388,146
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hilmar, CA?
The median home value in Hilmar is $485,183 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Hilmar?
Over the past year, home values in Hilmar have increased by 0.3%. Over five years, prices have risen approximately 12.9%.
How much do I need to earn to buy a home in Hilmar?
To comfortably afford the median home price of $485,183 with a 20% down payment ($97,037) at today's rates (6.8%), you'd need a gross annual income of approximately $128,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Hilmar compare to the national average home price?
The national median home value is approximately $410,000. At $485,183, homes in Hilmar are 18% above the national average.
What metro area is Hilmar part of?
Hilmar is part of the Merced, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.