Market Overview
Home Prices in Imperial Beach, CA
The median home value in Imperial Beach, CA is $858,721 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and down 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Imperial Beach are priced109% above average. Imperial Beach is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, Imperial Beach home values have risen by approximately14.1%, reflecting steady appreciation in this market.
Price History
Imperial Beach Home Price Trend
City Comparison
Imperial Beach vs. National Median
At $858,721, homes in Imperial Beach cost 109% above the national median of $410,000. Buyers in Imperial Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Imperial Beach?
20% Down Payment
$171,744
on $858,721
Monthly P&I
$4,479/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,688/mo
incl. taxes & insurance
Income Needed
$227,520
gross annual (30% rule)
10% Down Option
$85,872
+ PMI applies
Loan Amount (20% dn)
$686,977
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Imperial Beach, CA?
The median home value in Imperial Beach is $858,721 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Imperial Beach?
Over the past year, home values in Imperial Beach have increased by 2.1%. Over five years, prices have risen approximately 14.1%.
How much do I need to earn to buy a home in Imperial Beach?
To comfortably afford the median home price of $858,721 with a 20% down payment ($171,744) at today's rates (6.8%), you'd need a gross annual income of approximately $227,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Imperial Beach compare to the national average home price?
The national median home value is approximately $410,000. At $858,721, homes in Imperial Beach are 109% above the national average.
What metro area is Imperial Beach part of?
Imperial Beach is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.