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📍 Independence, CA · Zillow ZHVI · July 2026

Average Home Price in
Independence, CA

Inyo County County

Median Home Value
$315,308
↑ 4.3% year-over-year
vs. National Median
$410,000
Independence is 23% below
Est. Monthly Payment
$1,644/mo
20% down · 6.8% rate
Income Needed
$84K
gross annual (30% rule)
Median Home Value
$315,308
↑ 4.3% year-over-year
Down Payment (20%)$63,062
Monthly P&I$1,644/mo
With Taxes & Ins.~$2,088/mo
Income Needed$83,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Independence, CA

The median home value in Independence, CA is $315,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and down 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Independence are priced23% below average.

City Comparison

Independence vs. National Median

🏠 Independence
$315,308
National Median
$410,000

At $315,308, homes in Independence cost 23% below the national median of $410,000. This makes Independence a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Independence?

20% Down Payment
$63,062
on $315,308
Monthly P&I
$1,644/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,088/mo
incl. taxes & insurance
Income Needed
$83,520
gross annual (30% rule)
10% Down Option
$31,531
+ PMI applies
Loan Amount (20% dn)
$252,246
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Independence, CA?
The median home value in Independence is $315,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Independence?
Over the past year, home values in Independence have increased by 4.3%.
How much do I need to earn to buy a home in Independence?
To comfortably afford the median home price of $315,308 with a 20% down payment ($63,062) at today's rates (6.8%), you'd need a gross annual income of approximately $83,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Independence compare to the national average home price?
The national median home value is approximately $410,000. At $315,308, homes in Independence are 23% below the national average.