Market Overview
Home Prices in Indio, CA
The median home value in Indio, CA is $513,884 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Indio are priced25% above average. Indio is part of the Riverside-San Bernardino-Ontario, CA metro area.
Over the past five years, Indio home values have risen by approximately26.6%, reflecting strong long-term appreciation in this market.
Price History
Indio Home Price Trend
City Comparison
Indio vs. National Median
At $513,884, homes in Indio cost 25% above the national median of $410,000. Buyers in Indio should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Indio?
20% Down Payment
$102,777
on $513,884
Monthly P&I
$2,680/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,404/mo
incl. taxes & insurance
Income Needed
$136,160
gross annual (30% rule)
10% Down Option
$51,388
+ PMI applies
Loan Amount (20% dn)
$411,107
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Indio, CA?
The median home value in Indio is $513,884 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Indio?
Over the past year, home values in Indio have decreased by 1.5%. Over five years, prices have risen approximately 26.6%.
How much do I need to earn to buy a home in Indio?
To comfortably afford the median home price of $513,884 with a 20% down payment ($102,777) at today's rates (6.8%), you'd need a gross annual income of approximately $136,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Indio compare to the national average home price?
The national median home value is approximately $410,000. At $513,884, homes in Indio are 25% above the national average.
What metro area is Indio part of?
Indio is part of the Riverside-San Bernardino-Ontario, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.