Market Overview
Home Prices in Ione, CA
The median home value in Ione, CA is $469,897 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and down 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ione are priced15% above average.
Over the past five years, Ione home values have risen by approximately8.3%, reflecting steady appreciation in this market.
Price History
Ione Home Price Trend
2020
$369,903
$370K
—
2021
$433,717
$434K
+17.3%
2022
$496,953
$497K
+14.6%
2023
$469,986
$470K
-5.4%
2024
$480,929
$481K
+2.3%
2025
$472,802
$473K
-1.7%
2026
$469,897
$470K
-0.6%
City Comparison
Ione vs. National Median
🏠 Ione
$469,897
National Median
$410,000
At $469,897, homes in Ione cost 15% above the national median of $410,000. Buyers in Ione should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ione?
20% Down Payment
$93,979
on $469,897
Monthly P&I
$2,451/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,113/mo
incl. taxes & insurance
Income Needed
$124,520
gross annual (30% rule)
10% Down Option
$46,990
+ PMI applies
Loan Amount (20% dn)
$375,918
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ione, CA?
The median home value in Ione is $469,897 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Ione?
Over the past year, home values in Ione have decreased by 0.6%. Over five years, prices have risen approximately 8.3%.
How much do I need to earn to buy a home in Ione?
To comfortably afford the median home price of $469,897 with a 20% down payment ($93,979) at today's rates (6.8%), you'd need a gross annual income of approximately $124,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Ione compare to the national average home price?
The national median home value is approximately $410,000. At $469,897, homes in Ione are 15% above the national average.